Mobile Money, POS & Remittance Reconciliation System

Know where the shortage came from before you close the day.

The Mobile Money, POS & Remittance Reconciliation System is a practical daily control workbook for agent businesses handling physical cash, mobile money wallets, POS, remittance, airtime, bill payments and multiple currencies.

It helps you reconcile what should be there against what is actually there—and identify shortages, overages, missing references, unsettled transactions and unmatched internal transfers before the business day is approved.

Use it to:

• Reconcile physical cash against daily transactions
• Track mobile money, POS and remittance balances separately
• Keep USD and LRD activity separate
• Track delayed settlements, reversals and unresolved differences
• Match internal cash-to-wallet and wallet-to-wallet transfers
• Identify missing transaction references and supporting proof
• Separate an explained difference from one that has actually been resolved
• Review staff activity and exceptions
• Require manager review before closing a day with unresolved issues

The system includes a daily dashboard, opening balances, transaction register, money exchange register, denomination cash count, platform closing reconciliation, settlement and exception tracking, internal transfer matching, high-risk transaction review, staff review and manager sign-off.

Built from real-world agent reconciliation lessons—not just accounting theory.

No accounting software is required. The workbook is designed to give small agent businesses a structured daily control process using a spreadsheet.

Important: This is an operational reconciliation and control tool. Your provider, bank and transaction records remain the official source of truth.