Small Business Budget Spreadsheet — Track Income, Expenses & Profit in Excel

Stop guessing where your money goes.

Most small business owners track finances in their head — until tax season hits 

or cash runs out unexpectedly. This spreadsheet gives you a clear monthly 

overview of every dollar coming in and going out, so you always know where 

you stand.

WHAT YOU GET:

→ 1 Excel file (.xlsx) — works in Microsoft Excel and Google Sheets

→ 4 tabs included:

  • Monthly Budget — enter income & expenses by category for all 12 months

  • Annual Summary — full-year totals, monthly averages, % of income per category

  • Dashboard — snapshot of total income, expenses and net profit at a glance

  • Start Here — step-by-step instructions to get started in 5 minutes

→ 5 income categories (Product Sales, Services, Freelance, Subscriptions, Other)

→ 12 expense categories (Rent, Software, Marketing, Salaries, Travel, and more)

→ Automatic totals, subtotals, profit margin — nothing to calculate manually

→ Color-coded: blue cells = enter your data | black cells = calculated automatically

→ Instant download — no waiting, no account needed

PERFECT FOR:

→ Freelancers and solopreneurs tracking business income

→ Small business owners who want a simple monthly overview

→ Side hustlers separating personal and business finances

→ Anyone tired of spreadsheets that are too complicated to actually use

HOW IT WORKS:

1. Download instantly after purchase

2. Open in Excel or Google Sheets

3. Enter your year, fill in your numbers — done

No formulas to build. No setup required. Just open and start.

Questions? Message me via Gumroad — I respond within 24 hours.