HOW TO BUILD CREDIT FROM SCRATCH (OR REBUILD)

How to Build Credit From Scratch (or Rebuild) is a clear, step-by-step credit guide designed for first-generation wealth builders, busy professionals, and anyone determined to break financial cycles for good. Whether you’re starting with no credit, recovering from past mistakes, or simply trying to raise your score for a major purchase, this book gives you the clarity and confidence you’ve been missing.

Inside, you'll find real-world scenarios, simple explanations, and practical strategies shaped by the unique financial realities many people face—especially in the Black community. Instead of confusing jargon or overwhelming instructions, you’ll get a proven 90-day plan, dispute templates, tracking worksheets, and habits that protect your credit for life.

If you're tired of guessing, feeling stuck, or getting denied, this guide shows you exactly what to do—and why it works.

Your credit is not just a score; it’s a tool for freedom, opportunity, and generational wealth. This book helps you unlock it.