DIY Credit Breakdown Kit — Fix Your Credit, One Line at a Time”

Ready to see exactly where your credit stands — without paying hundreds for a stranger to ‘fix it’? This is my personal step-by-step breakdown kit I made for myself, and now you can use it too.

You’ll get:

✔️ Fill-in credit report tracker pages

✔️ Clear checklists for every account

✔️ Ready-to-use dispute & follow-up letter templates — with the real laws included (FCRA & FDCPA)

✔️ A call script that makes asking for ‘Pay for Delete’ easy

✔️ A weekly tracker so you never lose your place

✔️ Real reminders so you never feel alone or ashamed

📝 You do this yourself, at your own pace. I’m not an accountant or credit repair company — just showing you what helped me clean mine up line by line.

Pay once — use forever. No hidden fees. One line at a time — you got this.