2027 Annual Budget Spreadsheet Dashboard, Monthly Budget Google Sheets & Excel, Bill Calendar, Debt Tracker, Net Worth Tracker

See your whole 2027 money picture on one beautiful dashboard — budget, bills, debt and net worth, all connected.

This 2027 Annual Budget Dashboard is built for monthly budgeting: plan each category once, log what you actually spend each month, and watch the dashboard, charts and over-budget alerts update on their own.

WHAT'S INSIDE (6 tabs)

• Start Here — quick step-by-step instructions

• Dashboard — year KPI tiles (income, spent, left over, savings rate, debt paid off, net worth), a month-snapshot selector, plan-vs-actual by category, and 5 auto-updating charts

• Monthly Budget — 3 income lines + 20 categories grouped Needs / Wants / Debt / Savings, plan vs. actual for all 12 months, variance and monthly averages; overspending turns red

• Bill Calendar — list 20 bills, then pick any month to see a real calendar of what's due each day, plus paid ✓ tracking and "still to pay"

• Debt Tracker — 8 debts, month-end balances, % paid with progress bars, total paid off and months left

• Net Worth — monthly assets and liabilities (debts pull in automatically) with month-over-month change

FEATURES

✔ Works in Google Sheets (free) and Microsoft Excel

✔ Formulas are protected so nothing breaks — just fill in the yellow cells

✔ Example data included so you can see it working; clear it in seconds

✔ Elegant plum, teal & blush design

✔ Instant digital download — no physical item ships

HOW TO OPEN

Google Sheets: upload the .xlsx to Google Drive > Open with Google Sheets > File > Save as Google Sheets.

Excel: open in Excel 2016 or newer (desktop or Microsoft 365).

Apple Numbers is not supported.

PLEASE NOTE

• Digital file for personal use only; reselling or sharing is not allowed.

• This is a budgeting tool, not financial advice.

• Due to the digital nature of this product, returns aren't accepted, but message me with any questions and I'll be happy to help!