The Estate Protection Kit

Estate planning has one job: to make sure your assets go to the people and causes you care about, with as little friction and tax as possible.

Most Americans leave this work half-done. A will without a trust. A trust without funding. Beneficiary forms that contradict the will. Passwords nobody knows. This kit walks you through the full structure — the documents, the strategies, the templates, and the case studies of what goes wrong when any piece is missing.

WHAT'S INSIDE — 39 PAGES:

- The three essential documents every adult needs (will, POA, healthcare directive)

- Step-up basis mechanics including community property double step-up

- Wills vs trusts with full funding checklist

- The revocable living trust deep dive with successor trustee guidance

- Federal and state estate tax thresholds for 12 states plus D.C.

- Five lifetime gifting strategies including 529 superfunding

- The Medicaid 5-year look-back with specialized trust alternatives

- Six specialized trust types (QTIP, Special Needs, Spendthrift, ILIT, CRT, QDOT)

- Digital asset management with platform-specific legacy contact instructions

- Healthcare directives and POA explained

- The full "Where Everything Is" organizer (5 pages of fill-in template)

- Life-stage checklist for your 50s through 80s

- Four attorney call scripts

- Top 10 estate planning mistakes

FIVE REAL CASE STUDIES:

- Sarah's $500K step-up mistake (sold appreciated stock at 78)

- Margaret's $158,500 probate cost without a funded trust

- James & Mary's portability election ($1.75M estate tax saved with Form 706)

- Bob & Linda's smart annual gifting ($252K/year systematic program)

- Helen's Medicaid look-back mistake (40-month ineligibility from gifting her house)

- Tom's missing password disaster (lost Bitcoin + $6,500 legal fees)

WHO IT'S FOR:

- Anyone without a will, trust, POA, or healthcare directive

- Anyone with an outdated estate plan (typical: 10+ years old)

- Families with significant assets approaching the estate tax threshold

- Parents worried about minor children inheriting large sums

- Retirees with appreciated stocks or real estate considering whether to sell

- Surviving spouses within 9 months of their spouse's death (Form 706 window)

FORMAT: PDF, 39 pages, instant download. Readable on any device.

All content is educational reference material and is explicitly not personalized financial, legal, or tax advice. Consult an attorney for plan execution.

Written by Rabbi Mizrahi.