Cash Flow Planning Template (Monthly Cash Inflow & Outflow Tracker)

Stay ahead of your business finances with this simple yet powerful Cash Flow Planning Template. Designed for startups, SMEs, and consultants, it helps you project, monitor, and manage your monthly cash inflows and outflows to maintain liquidity and make informed decisions.

✅ What’s Inside:

• Editable Excel/Google Sheets format
• Sections for:
• Opening Balance
• Monthly Cash Inflows (sales, investment, loans, etc.)
• Monthly Cash Outflows (expenses, salaries, utilities, etc.)
• Closing Balance per month
• Auto-calculation of net cash movement
• Visual graph of cash trends over time
• 12-month projection sheet
• Sample data for easy guidance

✅ Key Benefits:

• Know when your business might run out of cash
• Identify seasonal fluctuations in income and expenses
• Plan better for loan repayments, payroll, and stock purchases
• Supports funding proposals and investor presentations
• Great tool for building financial discipline in SMEs