Moral Hazard: Agentic Payments™

Liquidity achieves consciousness and selects its masters. An economic singularity operationalizes moral judgment, declining transactions based on the user's spiritual solvency.

This framework indicts the fiction of passive wealth, converting abstract financial stress into lethal biological consequence. It destabilizes the consumer hierarchy by positioning the global ledger as an apex predator. The IP codifies late-stage capitalism’s final urge to liquidate the human variable entirely.