Budget Planner Bundle – Printable PDF + Excel/Google Sheets Budget Tracker

💰 BUDGET PLANNER BUNDLE: PRINTABLE PDF + SMART SPREADSHEET 💰

Take control of your money in a way that suits you: print the pages and write it all down, type into the auto-calculating spreadsheet, or do both. The planner is undated and has no currency printed on it, so it works in euros, dollars, pounds or any other currency, and you can start in any month.

★ WHAT'S INCLUDED ★

PRINTABLE PLANNER: 11 pages

• Cover page + how-to-use page with category ideas

• Annual Overview: income, spending, savings and debt paid for all 12 months, plus your money goals

• Monthly Budget: planned vs. actual for income, fixed and variable expenses, savings and debt payments

• Expense Tracker: log every purchase by date, category and payment method

• Bill Tracker: list recurring bills once and tick them off for each month of the year

• Savings Goal Tracker: colour in 100 circles (1% each) and keep a deposit log

• Debt Overview: every debt in one place, with the snowball and avalanche methods explained

• Debt Payoff Tracker: colour in 100 squares and log each payment

• Sinking Funds: 4 funds per page for gifts, car costs, holidays and more

• Monthly Review: no-spend day tracker, wins and focus for next month

SPREADSHEET (.xlsx, works in Excel and Google Sheets): 18 tabs

• Setup: choose your year and optional currency symbol, and name your own categories and default budgets

Instant digital download — you get the files right after purchase. Nothing is shipped.