LoanFlow CRM Pro — Thrift & Loan Management System | Google Sheets Template

"Perfect for credit unions, community savings groups, microfinance officers and cooperative managers — worldwide."

Managing a thrift group or loan portfolio manually is expensive — not in money, but in missed collections, forgotten follow-ups, and loans that go cold because nobody flagged them in time.

LoanFlow CRM Pro fixes that.

It is a fully automated Google Sheets system designed specifically for Ajo agents, cooperative managers and microfinance officers who want a professional, reliable way to run their operation without paying for expensive software.

Open it in Google Sheets. Enter your members. Start collecting. Everything else calculates itself.

"Built from a real client system. Currently tracking active members and loan portfolios."

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KEY FEATURES

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✦ Daily Thrift Tracker

Record Paid / Missed / Holiday for every member every day. The system immediately calculates days present, days missed, total collected vs expected, and highlights shortfalls in red. No manual counting.

✦ Loan Management with Flat Interest Calculator

Enter the principal and the system calculates interest, total repayable, due date and outstanding balance automatically. Track every loan from disbursement to full repayment.

✦ Automatic Defaulter Alerts

A dedicated Defaulter Tracker tab pulls every overdue loan and every member with missed thrift payments. Days overdue updates live every time you open the file.

✦ Capital Investment Tracking

Record each member's capital contribution alongside their daily thrift amount. Total capital pool visible on the dashboard at all times.

✦ Live Executive Dashboard

Total savings pool, loans disbursed, total repaid, outstanding balance, default rate and collection efficiency — all live, all automatic.

✦ Action Tracking

For every defaulter, select the next action from a dropdown — Call Now, Send Notice, Visit Member, Guarantor Contact, Legal Action. Your entire collections workflow in one column.

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INSIDE THE FILE — 6 TABS

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🏠 Start Here — Setup & instructions

👥 Member Registry — Up to 200 members

💰 Daily Thrift Tracker — 25-day rolling window

🏦 Loan Management — Full repayment schedule

⚠️ Defaulter Tracker — Live overdue alerts

📊 Executive Dashboard — Complete portfolio view

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PERFECT FOR

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• Ajo / Esusu / Adashe collectors — Nigeria, Ghana, Cameroon

• Cooperative society & SACCO managers across Africa

• Microfinance loan officers and credit agents

• Church and community savings groups

• Small credit unions looking for a simple digital system

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PRICING & WHAT YOU GET

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One-time payment — no subscriptions, no renewals, no hidden fees.

You receive:

→ LoanFlow CRM Pro (.xlsx file)

→ 1900 live automated formulas

→ 200 sample members + 10 sample loans pre-loaded

→ Full dropdown menus throughout

→ Instant download to your email

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AFTER PURCHASE — 3 STEPS

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1. Download the .xlsx file from your receipt email

2. Upload to Google Drive → Open with Google Sheets

3. Go to the Setup tab → enter your organisation name and rates → done

Technical issues? Email me. Resolved within 24 hours, guaranteed.

All sales final — digital product.