Savings Challenge Tracker – 52 Week & 100 Envelope – Google Sheets & Excel
Make saving money feel like a game. This Savings Challenge & Goals Tracker puts three popular challenges AND your savings goals in one spreadsheet, with progress bars, a color-changing 100-envelope grid and a dashboard.
WHAT'S INSIDE (7 tabs)
• Start Here – quick instructions
• Dashboard – total saved, every challenge and goal with progress bars, 2 charts
• Goals – up to 10 goals with target, deadline, % done and how much to save per month to hit the deadline
• Deposits – log deposits with a goal dropdown (500 rows)
• 52-Week Challenge – Ascending, Descending, Even or Custom amounts with any base amount
• 100 Envelope Challenge – any multiplier; the 10×10 grid turns green as you fill envelopes
• Custom Challenge – build your own (no-spend days, round-ups, coffee skips…) with up to 60 steps
FEATURES
✔ Real formulas – everything updates automatically
✔ Locked formula cells (no password) + color-coded input cells
✔ Example data included and clearly marked – clear it in seconds
✔ Works in Google Sheets, Microsoft Excel 2019+/365 and LibreOffice
✔ Any currency (change the number format)
✔ Bonus: illustrated How-to-Use PDF guide (English)
FILE DELIVERY
INSTANT DIGITAL DOWNLOAD – no physical item will be shipped. You'll receive:
1. SteadyFlow_Savings_Challenge_Tracker.xlsx
2. SteadyFlow_Savings_Challenge_Guide.pdf
Download from your Etsy Purchases page or the email link. Google Sheets: sheets.google.com › Blank › File › Import › Upload the .xlsx. Best used on a computer.
PLEASE NOTE
• For planning and motivation only – not financial advice.
• Personal use only – please don't resell or share the files.
• Digital item: no returns, but message me if anything isn't working and I'll help.
• AI tools were used in creating this product (spreadsheet design assistance, instructions and listing graphics). All formulas were tested, and the listing images are real renders of the actual spreadsheet.
Part of the SteadyFlowSheets collection – see the shop for the Debt Payoff Tracker, Irregular Income Budget Planner, Wedding Budget Planner, Freelancer Tax Set-Aside Tracker and the money-saving Bundle.