Budget Planner Monthly Budget Bill Tracker Savings Goals

💰 FINESSE Monthly Budget Planner — Interactive Web App (Single HTML File)

Stop juggling spreadsheets, apps, and sticky notes. This premium budget planner runs entirely in your browser — no login, no subscription, no internet required after download. Just open the file and start planning.

✦ WHAT'S INSIDE (6 Tabs):

📊 Dashboard — A live financial overview showing total income, total expenses, net savings, and savings rate. Includes an animated spending donut chart, monthly progress bars (days elapsed vs. budget used), and your top spending categories — all updating as you type.

💵 Monthly Budget — Enter income sources with weekly, bi-weekly, or monthly frequency and the app converts everything to a monthly figure automatically. Expense tracker shows budgeted vs. actual with a color-coded difference column (green = under, red = over).

📅 Bill Calendar — A full monthly calendar grid with your bills displayed as chips on their due dates. Click any bill to mark it paid. Navigate forward and back through months. Paid vs. unpaid totals shown at the top.

🎯 Savings Tracker — Add savings goals with a target amount, current balance, and target date. Each goal card shows an animated progress bar that shifts from red → amber → green as you close in on your goal.

💳 Debt Payoff Planner — Enter balances, interest rates, and payments. The app calculates payoff dates and total interest automatically. Toggle between Snowball (lowest balance first) and Avalanche (highest interest first) strategies with a live recommended payoff order.

🏦 Net Worth — Side-by-side assets and liabilities. Net worth calculates instantly and displays in green (positive) or red (negative).

✦ FEATURES:

→ Single .html file — open in any browser, no installation needed

→ All data saves automatically to your browser's local storage

→ Works offline — no internet connection required after download

→ Animated donut chart, progress bars, and smooth tab transitions

→ Export your budget to CSV with one click

→ Currency switcher (USD, EUR, GBP, JPY, INR, CAD, AUD)

→ Reset Month button clears actuals without touching your budget plan

→ Fully responsive — works on desktop, tablet, and mobile

→ No Excel or Google Sheets required

✦ PERFECT FOR:

Anyone who wants a beautiful, private budget planner that lives on their own device — no cloud, no account, no monthly fee.

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📥 INSTANT DOWNLOAD — You'll receive one .html file. Open it in Chrome, Safari, Firefox, or Edge. That's it.

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Questions before buying? Send a message — happy to help.