Budget Planner Printable & Excel Spreadsheet, Paycheck Budget PDF

💸 PAYCHECK BUDGET PLANNER: PRINTABLE PDF + EXCEL SPREADSHEET

Give every dollar a job. You can plan on paper, track in a spreadsheet, or use both. Clean, modern and undated, so you can start any month of any year.

✅ PRINTABLE PDF (8 pages)

• Monthly Budget: income, fixed bills, variable spending, savings & debt, left-over summary

• Paycheck Budget: assign bills to paycheck 1 and paycheck 2 (biweekly or twice-monthly)

• Bill Tracker: 18 bills × 12 months (landscape)

• Expense Log: 31 lines with running total

• Savings Goals: 3 goal trackers to color in, 2% per box

• Debt Payoff: snowball or avalanche order + payment log

• Year at a Glance: 12-month totals, wins & next-year goals

✅ EXCEL SPREADSHEET (.xlsx, opens in Google Sheets & Numbers)

• Set up your own categories and monthly plan

• Log transactions with dropdown categories

• Monthly Budget fills in Actual and Difference automatically for any month and year

• Year at a Glance totals every month for you

• Debt Payoff and Savings Goals track progress with bars

📐 US Letter · print at 100% · black & white friendly · personal use only