FREE BUDGETING SHEET

“This calculator helps you take control of your money one step at a time. First, it shows you where your money is going. Then, it helps you see what’s left over — or where you’re overspending. That’s where the magic starts.

When you know your leftover amount, you can attack your debts with extra payments (we call that the ‘debt snowball’). Use the ‘Debt Tracker’ section to list your balances, interest rates, and payments. You’ll be shocked how fast your debt disappears when you stay consistent — and this tool keeps you focused.”