The 90-Day Credit Score Repair Tracker — Your Week-by-Week System to a Bond-Ready Credit Score

Your credit score is the single number that decides whether your bond application is approved, what interest rate you receive, and whether the bank asks for a deposit. And unlike your salary or your job title, your credit score is something you can actively change — if you know exactly what to do each week.

This tracker gives you that system.

The 90-Day Credit Score Repair Tracker walks you through 12 weekly action plans across three focused months. Month 1 is about assessing and stabilizing. Month 2 is about reducing and repairing. Month 3 is about finalizing and preparing to apply. Each week has one specific focus, a score check reminder, and a completion checkbox so you always know exactly where you are.

What is inside:

A score journey tracker where you log your baseline and monthly improvements. Week-by-week action plans for all 12 weeks with specific, actionable tasks — not vague advice. A credit score target guide showing what your score means and how long it realistically takes to reach application-ready. A complete debt tracker table to record every open account and track balances month by month. A final application-ready checklist to confirm you are genuinely prepared before submitting to a bond originator.

Who this is for: Any South African whose credit score is below 650 and who wants a clear, structured system to improve it before applying for a home loan. Also ideal for anyone who has been rejected by a bank and wants to know exactly what to fix before reapplying.

What you receive: Instant download PDF. 7 pages. Print-friendly. Work through it at your own pace. Lifetime access.

The guarantee: 7-day money-back guarantee. Full refund within 7 days if this tracker does not give you complete clarity on exactly what to do.

Your first property is closer than they told you. — Zandi