Risk Policy Template

Institution-Grade, Governance-First

This professionally structured Risk Policy Template provides clear, decision-ready policy language designed for organizations with formal governance and multiple lines of defense. It makes ownership, accountability, escalation, and monitoring explicit - helping policies function as intended and not as theoretical statements.

Who it’s for:

This template has been developed to support policy managers, policy owners, and risk professionals in designing, enhancing, or refreshing risk policies within e.g.: financial services organizations (FSOs), including FinTechs, banks and other highly regulated organizations.

What it solves:

Eliminates ambiguity, accelerates design, review, and approval, and reduces rework by embedding governance logic directly into the policy.

What’s included:

This document is a policy template, not a finished or firm-specific policy. It is intentionally comprehensive and conservative in its design. Its purpose is to provide a robust structural foundation and informed starting point that can be tailored to your organization’s size, complexity, risk profile, and governance maturity.

Why it’s different:

• A modular, enterprise-grade blueprint for drafting risk policies.
• Informed by industry practices observed across large, regulated financial institutions.
• Designed to elevate policy quality, consistency, and defensibility.
• Structured to withstand internal audit and regulatory scrutiny when properly tailored.
• Version-controlled updates ensure ongoing reliability

Intended use:

By erring on the side of completeness, the template allows users to implement a fully-fledged policy comparable to those used at global systemically important banks (G‑SIBs), while still enabling smaller or less complex organizations to scale the structure back thoughtfully. Not legal advice.