The 30-Day Money Reset – Budget Spreadsheet, Debt Payoff Calculator & Printable Workbook

From money stress to money control in 4 simple weeks.

Tired of watching your salary disappear without knowing where it went? The 30-Day Money Reset gives you a simple, proven system to take control of your money — one small task a day.

What's inside

• ✅ Auto-calculating spreadsheet (Excel + Google Sheets) with 9 easy sheets
• ✅ Money Dashboard: net worth, savings rate, debt-free date and progress in one place
• ✅ Week 1 – Money audit: net worth calculator, spending tracker (200 entries), subscription audit
• ✅ Week 2 – Zero-based budget with planned vs actual chart and a 50/30/20 check
• ✅ Week 3 – Debt Snowball vs Avalanche calculator: compares both methods month by month and shows your exact debt-free date, total interest and a payoff timeline chart
• ✅ Week 4 – Emergency fund, sinking funds and goal planner with progress bars
• ✅ 30-Day Checklist — one 15–30 minute task per day
• ✅ 13-page printable PDF workbook with guides and fill-in worksheets

Perfect for: anyone who wants to stop living payday to payday, get out of debt faster and start saving — in any currency (USD, TZS, KES, NGN, GBP…).

You will receive: a ZIP file with the .xlsx spreadsheet and the printable PDF. Works in Microsoft Excel and Google Sheets (free). Instant download.

Educational tool — not personalised financial advice. For personal use only.