Paycheck Budget Spreadsheet — Budget by Paycheck for Excel & Google Sheets

Give every dollar a job — and stop running out before payday.

The Sunday Ledger Paycheck Budget turns each paycheck into a clear plan. Enter your pay and your bills once, and the spreadsheet sorts every check into bills, spending and savings — so you always know exactly what's safe to spend. Paid weekly, biweekly, twice a month or monthly, it keeps up with you.

✦ What's included

- Paycheck Budget in Excel (.xlsx) AND Google Sheets

- Budget by paycheck — weekly, biweekly, twice a month or monthly

- Your real needs / wants / savings split, measured against the 50/30/20 guide

- A live "not yet assigned" figure, so you always know what is still free

- Bill tracker and spending categories

- Dropdown menus where it counts — pay frequency, and Need or Want on every bill and category

- Light & "Midnight Pine" dark version, both in the file

- Step-by-step Welcome Guide (PDF)

✦ How it works

1. Download instantly after checkout

2. Open in Excel, or in Google Sheets tap File › Make a copy

3. Type your paychecks and bills into the clay-outlined cells

4. Watch each paycheck split into categories — automatically

✦ Who it's for

Couples and individuals paid weekly, biweekly or twice a month, anyone tired of running out of money before payday, and people who want every dollar to have a job. If you can type a number, you can use this.

✦ Why it's different

Most budget templates are a bare grid. This one is a designed studio piece — calm colors, clear typography, and a real dashboard — so sitting down on payday feels like a quiet Sunday morning, not a chore. One beautiful file you'll actually open.

✦ Compatibility

- Excel (Microsoft 365, 2019+, Mac & Windows)

- Google Sheets (free — just a Google account)

- No extra software, no subscriptions, nothing to install

✦ FAQ

Q: Do I need Excel? — No, the Google Sheets version is 100% free.

Q: Does it work if I'm paid biweekly or twice a month? — Yes — weekly, biweekly, twice a month or monthly.

Q: Is it a one-time payment? — Yes. Buy once, keep forever.

Q: Can I edit it? — Absolutely, it's fully editable. Rename categories anytime.

⬇ Instant download

This is a digital product — nothing ships. The moment you check out, two files land in your order email and your Payhip account: the Excel .xlsx and a Welcome Guide PDF with your Google Sheets link inside.

Terms of use

For personal use only. Please do not resell, redistribute, share, or claim this template or its files as your own. All designs © Sunday Ledger. Thank you for respecting a small shop. 🤍

Money, sorted on a Sunday.

Questions before you buy? Message the shop — happy to help. — Sunday Ledger