Kid Investment Simulator — Free Template

Model what small, recurring contributions could become for your child — on your own numbers, not mine.

Fill in your child's current age, a starting balance, an assumed growth rate, and up to two recurring contributions (a birthday gift, a government credit, an ang bao — whatever fits). It fills in the rest automatically: a year-by-year projection and one headline number for a target age.

Two ways to use it:

• 📊 Google Sheets (recommended, works on mobile): click here to get your own copy
• 📥 Excel download: included with this free item, downloads automatically

Not financial advice — this is an education tool, not a forecast. The growth rate you enter is an assumption, not a promise. If you're modelling a government scheme or credit, always double-check the current rules on an official source.

This file doesn't collect or send your data anywhere — everything you type in stays yours.

— @of.seeds.and.soil