Canadian Budget Spreadsheet + 2026 Income Tax Estimator (All Provinces)

Plan your money and see your 2026 take-home pay in one spreadsheet.

• 2026 federal and provincial/territorial income tax estimate for all 13 jurisdictions, from official CRA and Revenu Québec figures with source links
• CPP, CPP2 and EI estimates, plus take-home pay, average rate and an approximate marginal rate
• Monthly budget tracker with 12 months of actuals, variance, surplus/shortfall and a chart
• Built with Sheets-compatible functions and tested in Excel/LibreOffice. Formula protection applies in Excel only. Clear instructions included

Estimate only, not tax advice. Excludes some credits and surtaxes (listed inside). Not affiliated with or endorsed by the CRA or Revenu Québec.

Licence: In addition to Payhip's standard licence, you may use this workbook for your own personal planning; don't resell or share the file.