Vacation Club Points Planner & Rent-vs-Use Calculator

Get more value from your vacation club or timeshare points. The planner tracks your points by use year, including banking and borrowing, and tells you whether to use your points for a stay or rent them out and pay cash instead.

What's included:

- Points Ledger: allocation, banked in, borrowed, used and expiring points for each use year, with automatic warnings

- Rent vs. Use: enter your $/point rental rate and the cash price of each stay to get an instant recommendation

- Dues Break-Even: dues cost per point, the rental rate that covers your dues, optional purchase amortization, and the value you actually get per point

- Instructions tab and example data

Works with Microsoft Excel, Google Sheets and LibreOffice. This is an instant digital download (.xlsx), so nothing is shipped. It's a generic planner for any points-based program and isn't affiliated with any resort brand.

Created with AI assistance and reviewed by the seller.