Salary Budget Planner Excel | Monthly Budget, EMI Loan Tracker, Savings Goals & Investment Tracker | Google Sheets

Know where your salary goes. Every month.

The Salary Budget & Savings Planner is an easy Excel template for salaried people. Track your income, spending, EMIs, investments and savings goals in one file, with a dashboard that updates automatically.

WHAT’S INSIDE

• Money Dashboard: year income, expenses, savings and savings rate, total EMI and EMI as a share of income, investment value, goals progress, and 3 charts
• Income and Expenses tabs: dropdown categories and payment modes (UPI, card, cash)
• Budget vs Actual: set a budget per category, pick any month, and see what is over budget or on track
• Loans (EMI) tracker: enter principal, interest and tenure, and it works out the EMI, total interest and months left
• Investments tracker: invested amount vs current value, with gain or loss
• Savings Goals: set a target and date, and see how much to save each month
• Start Here guide and sample data so you can see how it works

PERFECT FOR

First-job freshers, salaried employees, people with EMIs, and anyone saving for a goal.

HOW IT WORKS

1. Download the file after purchase.
2. Delete the sample rows and add your own income and expenses (blue text = cells you type into).
3. Your dashboard and budget update automatically.

GOOD TO KNOW

• Fully editable. Nothing is locked.
• Made for Microsoft Excel. You can import it into Google Sheets (File > Import), but charts and formatting may look slightly different.
• Holds about 500 income and 500 expense entries.
• Amounts are in ₹ and can be changed with the cell format options.
• All names and numbers in the sample data are fictional.
• This is a digital file. Nothing is shipped.
• Personal use only. Please do not resell or share the file.
• This planner helps you track your own numbers. It is not financial, tax or investment advice.