Monthly Budget & Wealth Tracker

The Only Budget Spreadsheet You'll Actually Keep Using

Most budget templates get abandoned by week two because they're either too rigid or too much work to update. This one is built to take five minutes a month: check your Dashboard, update a few numbers, and see exactly where your money — and your net worth — stand.

What's inside:

• A Dashboard that does the math for you — enter your income and cash on hand, and it automatically pulls in your spending, debt, and investment totals from the rest of the workbook
• A Monthly Budget tab across 9 real-life categories (housing, food, debt, investing, and more) with Planned vs. Actual columns, built to be duplicated each month so you build a running history instead of starting from zero every time
• A Debt Tracker that calculates your remaining balance automatically as you log payments — see your progress without doing the math yourself
• An Investment Tracker that calculates cost basis, market value, and gain/loss the moment you enter your numbers
• A Net Worth Tracker that pulls your debt and investment totals in automatically, so your net worth updates itself as the rest of the workbook does
• A short companion guide explaining how to use every tab, plus three budgeting approaches (percentage-based, zero-based, envelope method) to help you pick one that actually sticks

Who this is for: anyone tired of budgeting apps that cost a monthly fee, or spreadsheets that only work for one month before falling apart. If you want to see your full financial picture in one place — without redoing the setup every time — this is built for that.

Format: instant digital download — one Excel workbook + one PDF guide. Works in Excel or Google Sheets, on any device.

This tracker is for personal organization and educational purposes only. It doesn't pull live prices or account data — all figures are only as current as what you enter — and it isn't personalized financial, investment, or tax advice.

Get instant access — $5.99