**We advise you to customize these initial letters to suit your specific needs as they serve as a foundational starting point for your credit repair journey. To facilitate this process, we recommend utilizing the link on the first page of the document, where you can access your credit report for just $1 during a 7-day trial period. This will provide you with precise account numbers and names of third-party debt collectors, enabling you to seamlessly incorporate them into the documents. In case you have any queries or require assistance throughout this process, feel free to contact us at Marcos Credit Services at 214-556-3706. We are here to offer guidance and support as you navigate through this journey with confidence.**
This package includes 16 letters along with the addresses of the credit bureaus.
FIND THE LETTER YOU NEED AND BEGIN THERE.
1. Letter to order your credit report by mail.
2. Letter of Dispute for collections and charge-offs or other inaccurate information
(Debt Validation Letter)
3. Follow up with a credit bureau after the creditor failed to provide you with a proper
debt validation
4. Letter to stop harassment by collectors
* Credit Investigation Form (to send to the credit bureaus)
5. Letter of complaint for the credit bureaus
6. Letter to dispute inquiries on your credit report
7. Letter to delete unwanted names and addresses off of your report
8. Follow up letter to a credit bureau after they deny deleting an old, unverified collection
9. Letter to delete incorrect spellings/forms of your name or extra names.
10. General Letter of dispute to the creditor (You may use this instead of Letter #2 if it’s more appropriate for your situation.)
11. Letter to the credit bureaus stating an account was paid as agreed
12. Letter to delete duplicate accounts
13. Letter to the creditor requesting the removal of an unauthorized inquiry if the credit bureau fails to do so after you sent Letter #6
14. Sample Letter to Send to the Credit Bureaus to delete a 90-day late payment if you did not receive satisfactory results after sending the Credit Investigation Form
15. Letter to use when a deleted account reappears on your credit report again
16. Letter to get a dispute notation removed from your credit report
