US FIRE Budget Tracker | Financial Independence Planner Dollars | Excel Google Sheets | Retire Early Savings Rate | FI Number Calculator

💛 US FIRE BUDGET TRACKER | FINANCIAL INDEPENDENCE | GOLD

For Americans pursuing Financial Independence / Retire Early — a budget tracker that goes beyond monthly spending to track your savings rate, FI number, and net worth progress. All in dollars.

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✅ WHAT'S INSIDE

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→ Monthly budget with savings rate auto-calculated as %

→ Investment contributions: 401k (traditional + Roth), IRA, HSA, taxable brokerage

→ FI number calculator: target spend × 25 (the 4% rule)

→ Net worth tracker: assets vs. liabilities, updated monthly

→ FIRE timeline estimate based on current savings rate

→ All amounts in $

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✅ FIRE-SPECIFIC FEATURES

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→ 2026 contribution limits pre-filled: 401k $23,500 · IRA $7,000 · HSA $4,300

→ Savings rate prominently displayed each month

→ Coast FIRE number reference

→ Sequence-of-returns risk note for withdrawal planning

→ Tax-advantaged vs. taxable account breakdown

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✓ Excel · ✓ Google Sheets · Instant download

© SHOPPLANstudio — Financial tool only. Not investment advice.