Budget by Paycheck Spreadsheet | Paycheck Budget Planner Google Sheets & Excel | Biweekly Budget Template | Bill Tracker | Dark Mode

Plan every paycheck before it lands. This Budget by Paycheck spreadsheet shows exactly which bills each paycheck covers and how much is left to spend, month by month. LIGHT and DARK MODE versions included.

WHAT'S INSIDE

- Start Here: your name, pay schedule, first payday and categories, typed once

- 12 monthly dashboards (Jan to Dec): paycheck plan, bills, subscriptions, spending by category, savings, debt payments and transactions

- Smart calendar: paydays and bill due dates on a real monthly calendar

- Year Overview: income, planned, spent, left to spend and saved for all 12 months, with a chart

- Help & FAQ: answers to the most common questions

FEATURES

✔ Pay dates calculated for you (weekly, biweekly, semi-monthly or monthly)

✔ Every bill and subscription matched to the paycheck that pays it

✔ Left to spend per paycheck and per month

✔ Budget vs. spent by category with charts

✔ Savings goals and debt payments every month

✔ Year overview that fills itself

✔ No locked cells, change anything

HOW IT WORKS

1. Fill in Start Here: pay schedule, first payday and your categories.

2. Add your bills and subscriptions with their due dates.

3. Log what you spend. Each month shows what is left from every paycheck.

YOU WILL RECEIVE

✔ Light version template (.xlsx)

✔ Dark Mode version template (.xlsx)

✔ 2 DEMO files with sample data, so you can see how it works

✔ 1 PDF guide: how to open it in Google Sheets (free) or Excel

PLEASE NOTE

- This is a digital product. Nothing physical will be shipped.

- Works in Google Sheets (free Google account) and Microsoft Excel 2016 or newer / Microsoft 365.

- Not compatible with Apple Numbers.

- Due to the digital nature of this item, no returns, but please message us for any help.

- For personal use only (no resale or sharing of the file).