Savings Challenge Tracker – 100 Envelope Challenge, 52-Week Money Challenge & Sinking Funds Excel Template

Every savings challenge you are doing, in one spreadsheet. Tick an envelope or a week and watch the grid light up, see whether you are ahead or behind, and know exactly how much each sinking fund needs per paycheck.

What's inside (7 tabs):

• 100 Envelopes: the viral 100 envelope challenge as a 10 x 10 grid that turns green as you fill it. Mark envelopes in any order, add the date, see saved / left / progress. Change the multiplier for a $2,525, $5,050 or $10,100 challenge.
• 52 Weeks: the classic 52-week money challenge ($1, $2, $3 ... or set your own first deposit and weekly increase), ascending or descending. Type the actual amount when you save more or less. Shows what you should have by today, how far ahead or behind you are, missed weeks in red and the catch-up amount.
• Goals & Funds: up to 25 savings goals and sinking funds (emergency fund, Christmas, car insurance, vacation...). Target + date = months left, amount per month and amount per paycheck (weekly, biweekly, semi-monthly or monthly). Status: On track, Due soon, Overdue, Funded.
• Deposit Log: 400 rows for deposits and withdrawals; balances update automatically. Goal names come from a dropdown.
• Dashboard: total saved across everything, progress bars for each challenge and goal, a 12-month "saved per month" chart and a progress-by-goal chart.
• Settings and a Start Here guide.

Comes with sample data so you can see it working straight away. Clear the shaded cells and start your own challenge.

Works with any currency. Built for Excel 2016+ (Windows and Mac), Excel mobile, WPS and LibreOffice. Google Sheets can open it too, though charts may look slightly different. No macros. Every formula was recalculated and checked in LibreOffice, with the sample data and with all data cleared.

What you get: 1 × .xlsx file (7 tabs) + a quick-start guide (.txt). Instant download.

License: personal use. Please don't resell.