Debt Payoff Strategy Calculator | Excel Snowball & Avalanche Planner

Turn your debt balances into a clear payoff plan. Compare snowball and avalanche priorities, estimate payoff timing, and track your monthly progress without hidden math.

WHAT IS INCLUDED

• Live dashboard with total balance, minimum payments, and extra-payment KPIs

• Debt account table for balance, APR, minimum and extra payments

• Automatic snowball and avalanche rankings

• Estimated payoff months for each account

• 24-month payoff log for balances, payments, interest, and debt reduced

• Sample data, editable yellow cells, and clean instructions

Works in Microsoft Excel. Educational planning tool only; not financial advice. Instant digital download.

FAQ

What exactly do I get?

Excel debt payoff calculator comparing snowball and avalanche methods with payoff timing and a 24-month progress log.

What do I need to use it?

Microsoft Excel on Windows or Mac (Excel 2016 or newer, or Microsoft 365). It also opens in free Google Sheets, though Excel is recommended.

How do I get it?

It is an instant digital download: right after checkout you get the file on the page and by email. No physical item is shipped.

I have a question

Use the contact link on my Payhip store page and I will help.