Built for bookkeepers, accountants, and fractional CFOs who want client-ready workbooks they can hand to a client or use inside a client engagement — without building the templates themselves and without accounting software.

One Firm License covers your whole firm for a full year: every template in the Vickery Finance catalog, use with unlimited clients, full rebranding rights, and updates while your license is active.

WHAT'S INCLUDED:

- ALL templates in the Vickery Finance catalog — the full catalog at the time of purchase

- New templates released during your license term, included at no extra charge

- Updates and revised versions of licensed templates during your term

- White-label / rebrand rights across the whole catalog: your firm's name, your logo, your categories and line items

- Use for your own firm's internal books as well as client work

THE THREE BUNDLE WORKBOOKS (INCLUDED, ALONG WITH THE REST OF THE CATALOG):

- Small Business Month-End Close Template — 18-task close checklist with auto percent complete, bank reconciliation balancing to 0.00, 10-entry journal log, and P and L dashboard. Example data: October 2026, revenue 18,500, expenses 9,745, net 8,755, margin 47.3 percent.

- Freelancer Income and Expense Tax-Ready P and L Template — income log, expense log by category, monthly P and L dashboard, tax estimate, and client summary. Example data: 2026, invoiced 30,025, received 28,275, expenses 1,508.11, net 26,766.89, estimated tax 7,389.04.

- Virtual CFO Toolkit — 12-month cash flow forecast, budget vs actual, KPI dashboard, break-even and pricing, AR aging and collections, and monthly CFO checklist. Example data: 2026, budgeted revenue 208,000, actual YTD 173,200, net YTD 31,950, December closing cash 112,030.

HOW IT WORKS:

1. Subscribe — your license term runs one year from purchase and renews annually unless cancelled before the renewal date.

2. Download the workbooks from the links delivered after purchase. Open the Cover and How to Use sheet in each workbook first. Yellow cells are the only ones you edit.

3. Replace the example data with your firm's or your client's numbers.

4. Use each workbook as-is, or customize it for the client and hand them their copy.

WHAT THE LICENSE COVERS:

- Use the templates in your own bookkeeping, accounting, or fractional CFO practice.

- Use them with unlimited clients — one license per firm, no per-client fee, no per-seat fee.

- Customize them for a client: rename, rebrand with your firm's name, add your logo, change categories and line items.

WHAT THE LICENSE DOES NOT COVER:

- Do not resell, share, give away, or distribute the files themselves, in whole or in part, to anyone outside your firm.

- Do not post the files for download, free or paid, anywhere.

- Do not claim you created the templates.

- Clients who receive a customized copy from you may use that copy for their own business only; they may not pass it on or resell it.

IF YOUR LICENSE LAPSES:

Client copies already delivered and in use stay in use. Your firm may not start new client work with the templates after the lapse date, and updates and new templates stop.

WHO IT'S FOR:

Bookkeepers, accountants, fractional CFOs, and accounting firms who want proven, client-ready Excel templates — without building them from scratch.

PLEASE NOTE:

- This is a digital product. No physical item will be shipped.

- Works in Microsoft Excel and Google Sheets (upload to Google Drive to open in Sheets).

- Example data is included in the workbooks. Replace it with your own numbers.

- This is a bookkeeping and planning tool only, not tax, legal, or CPA advice.

- This license is for one firm or business. If you run two separate firms, buy one license per firm.

- Due to the nature of digital downloads, refunds are not available. Message before buying if you have a question: maxvickery1000@gmail.com

- Full license terms are delivered with the product and govern the license.

Built by an accountant: B.S. Accountancy, ASU W. P. Carey, with revenue-reconciliation experience at Marriott and audit work at PwC.

Know your numbers — without the accounting software.