Small Business Budget Template (Excel) — 12-Month Income & Expense Planner with Auto-Dashboard

Stop guessing where your money is going. This Excel template gives small business owners a single, self-calculating home for income, expenses, and profit — no accounting background or spreadsheet skills required. Type in your numbers; every total, chart, and margin updates instantly.

What's inside:

• Cover & How To Use tabs — a plain-language legend and step-by-step walkthrough so you're never guessing which cell to touch
• Setup tab — enter your business name and fiscal year once; it flows through every other tab automatically
• Monthly Budget tab — 2 income categories and 13 common small-business expense categories (COGS, payroll, rent, marketing, software, insurance, loan payments, taxes, and more), broken out across all 12 months, with monthly and annual totals built in
• Category Breakdown tab — instantly see which expense categories eat up the biggest share of your spending
• Dashboard tab — total income, total expenses, net profit, and profit margin at a glance, plus an auto-updating income-vs-expenses trend chart and an expense breakdown pie chart

Who it's for: Freelancers, solo consultants, home-based shops, and small business owners who want a real budgeting system without learning bookkeeping software or hiring a bookkeeper for a first pass at their numbers.

Format: One .xlsx workbook (Excel 2007+ compatible; also opens in Google Sheets), plus a PDF reference copy. Fully editable — add, rename, or remove category rows to match your business. Pre-loaded with one filled-in example month-by-month, so you can see exactly how it works before you clear it out and enter your own numbers.

Note: This is a digital template, not accounting or tax advice. It's built to help you track and plan — always confirm tax and compliance questions with a licensed accountant.