Ontario Property Tax Calculator + Municipal Tax Rates 2019–2025 (Excel/LibreOffice)

Estimate property tax for any Ontario municipality in seconds. Pick a municipality, year and property class from the drop-downs, type in the assessed value (CVA), and the calculator splits the estimated tax into municipal and education portions.

Includes lower/single-tier, upper-tier (county/region), education and total tax rates for Residential, Multi-Residential, Commercial and Industrial property, 2019–2025, for 426 municipalities and levy areas.

What's included

- ON_Property_Tax_Calculator.xlsx: calculator with drop-downs (built and tested in Excel/LibreOffice)

- Clean rates file (CSV, 10,371 rows): area, municipality, tier, year, class and all four rates

- Two wide tables (residential and commercial total rate): one row per area, one column per year

- Data dictionary and README

Good for: homebuyers, people moving within Ontario, realtors, landlords, commercial tenants and investors comparing towns.

Good to know

- The rates are free from the Province of Ontario (Financial Information Return). You're paying for the extraction (7 years of Schedule 22 workbooks), readable names and the ready-made calculator.

- Results are estimates from general-purpose rates. They exclude special-area levies (waste, fire, transit areas etc.), city-wide special levies (e.g. Toronto's City Building Fund), rebates and capping. 2025 includes only municipalities that had filed by Oct 9, 2026 (290 areas). Always confirm with your municipality.

- No personal information. The data is rates per municipality only.

- Instant digital download (ZIP).

Licence: In addition to Payhip's standard licence, the seller grants you permission to use these files for personal and commercial work and to share what you build from them. Please keep the line "Contains information licensed under the Open Government Licence – Ontario" (https://www.ontario.ca/page/open-government-licence-ontario) with anything you publish, don't suggest government endorsement, and don't resell this pack as-is. The original data stays free at https://efis.fma.csc.gov.on.ca/fir/index.php/en/open-data/fir-by-schedule-and-year/.

Independent product. Not affiliated with or endorsed by the Province of Ontario or any municipality. Source: Ontario Ministry of Municipal Affairs and Housing, Financial Information Return, Schedule 22.