Net Worth Without the Misery

Net Worth Without the Misery

"Net worth" sounds like a rich-people word. It isn't. It's the one number that tells you where you actually stand, and it's simple once someone explains it.

💡 WHAT YOU'LL LEARN

✔️ Assets and liabilities, and the two different definitions people mix up

✔️ How to work out your net worth step by step, with a full household example

✔️ Why negative net worth is normal early on

✔️ Why income is not wealth: how a high earner can be worth less than a modest one

✔️ What the Federal Reserve's survey shows about net worth by age

✔️ The levels of net worth from below zero to $10 million

✔️ How to track it over time and understand why it moved

📖 WHAT'S INSIDE

✔️ 28 pages

✔️ 10 worked examples

✔️ 10 practice problems with full answers

✔️ A fill-in balance sheet and a net-worth log

✔️ A "Try This Now" action page, a glossary and a one-page summary

👉 Want all five? The Money Foundations Bundle has this book plus four more and a bonus workbook for $47.

Educational only. Not financial, investment, tax or legal advice. US-focused. Instant PDF download.