WORK FOR YOURSELF — A Practical Guide for Independent Contractors in the U.S.

Do you clean homes, do remodeling, drive for delivery apps or sell your own services? Being your own boss gives you freedom, but if you don’t set money aside for taxes, April can bring a bill for thousands of dollars. This practical guide shows you how to work for yourself the organized way, with updated 2026 figures.

You’ll learn:

• The difference between an employee (W-2) and an independent contractor (1099)
• How to start the right way: licenses, a free EIN, Form W-9 and a separate account
• How much to charge, with a simple formula and examples
• How to write agreements and invoices, and what to do if a client doesn’t pay
• How self-employment tax and quarterly payments work
• Which expenses you can deduct: mileage, home office, tools and more
• Insurance, retirement savings and how to get through slow months
• How to find clients and avoid scams

With worked examples, checklists and official resources. 34 pages, PDF and EPUB.

This guide is for information only and does not replace advice from a tax professional or attorney.

Author: Juan Coss · Juan Coss Library