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You Paid Off Your Owner Financed House but You Still Don't Have the Deed

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You paid off your owner-financed house. The payments are finished. But there is one major problem: you still do not have the deed.

This practical damage-control guide explains what can happen when the seller dies, an heir becomes involved, probate was never completed, records are missing, or nobody seems to have legal authority to transfer the property.

Learn how to determine what kind of title problem you actually have, gather evidence of payment and ownership, trace the seller and heirs, work with title companies and attorneys, understand when probate or a quiet-title action may be necessary, and protect the property while the problem is being resolved.

Designed for ordinary homeowners facing a very real and surprisingly common problem, this guide focuses on practical next steps—not legal jargon.

You paid for the house. Now learn how to work toward making the ownership records finally reflect it.

You will get a PDF (195KB) file