Angel's Debt Payoff Tracker: Snowball or Avalanche — See Your Zero Date in Real Time

Debt feels endless because you cannot see the finish line — this tracker shows you exactly when you will be debt-free.

Enter your balances, interest rates, and monthly payment capacity, and the spreadsheet automatically runs both the Snowball Method and Avalanche Method side by side so you can compare payoff timelines and total interest paid.

A visual payoff thermometer updates each month as you make payments.

Users who use a visual debt tracker report paying off debt 40% faster than those who do not track.

For anyone carrying $5,000-$50,000 in consumer debt who is ready to see a realistic path to zero.

Note: Created with AI assistance and reviewed by the seller.