The UK Mum's Pension Checklist

No one hands you a pension memo when you have a baby.

Here's the part nobody warns mums about: While you're at home raising little ones, your state pension can quietly stop building. And if one piece of paperwork isn't set up right, you can lose a whole qualifying year off your pension for every year you miss it. That's worth about £358 a year, every year of your retirement for life.

HMRC reckons around 200,000 parents have already lost some or all of their state pension this exact way. Most of them are mums. Almost none of them found out in time.

This free checklist makes sure you're not one of them.

What's inside:

• ✅ See It: The 15-minute audit that shows exactly where you stand (and the free forecast most mums have never checked)
• ✅ Sort It: The Child Benefit and National Insurance trap that costs mums the most, plus the maternity leave, part-time, and family childcare gaps nobody flags
• ✅ Grow It: How to keep your pension growing even in the years you're not earning a penny
• ✅ Your pocket numbers every key 2026/27 figure in one place, in plain English

No jargon. No shame. Just the moves that actually protect your future, laid out so you can tick them off between nap times.

Written by a mum, CPA with 15+ years in banking and finance before the school run. This is the guidance I wish someone had handed me.

Download it free. Just pop in your email, and it's yours.

Financial education, not financial advice. Updated for the 2026/27 UK tax year.