December "Christmas Joy" Budget Bundle, Printable

Plan a joyful, debt-free Christmas! This undated December budget bundle has soft watercolour Christmas art: stockings, mittens, gifts, ornaments, cocoa, holly, pine and the star of Bethlehem. Plan the whole month, from gifts and Christmas spending to bills, giving and savings, so you start the new year without regrets.

Part of our monthly budget bundle series. Collect a new one every month.

✅ What's Included:

- US & Canada (Letter size 8.5" x 11"): Blush and Black & White

- UK, Europe, Australia (A4 size 210 x 297 mm): Blush and Black & White

* Read Me First guide

💡 Features:

* Title Page with Luke 2:11

* Undated Calendar: Sunday-start and Monday-start versions

* Christmas Budget with to-do list and traditions & memories

* Gift Tracker: Who, gift idea, budget, spent, bought and wrapped

* Budget planner, paycheck planner, bill tracker and expense tracker

* Monthly giving, cash envelopes, no-spend challenge and savings & debt tracker

* Monthly Review

🖨️ How It Works:

1. Purchase this listing.

2. Download your zip file instantly after checkout and unzip it.

3. Open the US Letter, A4 or A5 folder and pick Blush or BW (black & white).

4. Print at Actual size and start planning.

📌 Perfect For:

* Planning Christmas gifts on a budget

* Avoiding holiday debt

* Christian families celebrating the reason for the season

* Collecting a themed bundle every month

--Please Note--:

* This is a digital product. No physical item will be shipped.

* Print-ready PDF. It is not editable; fill it in by hand.

* Colours may look slightly different on screen and in print.

* Also works in GoodNotes, Notability and other note-taking apps. Just import the PDF and write with your stylus.

* Undated: write in the dates, so it works for any year.

* For personal use only. Not for resale.

💬 Have questions? Don't hesitate to send us a message. We're happy to help!

✨ Thank you for visiting Faith n Flourish. Merry Christmas and happy budgeting!