Canadian Tax Refund Estimator 2026

🍁 Canadian Tax Refund Estimator 2026 — Ontario Edition

Tax season is stressful enough. This spreadsheet does the math so you’re not guessing.

What it does:

Enter your income, deductions, and tax withheld — and instantly see your estimated refund or balance owing for the 2026 tax year. Built specifically for Ontario residents using the latest 2026 CRA rates.

What’s inside:

• ✅ Full 5-bracket federal tax calculation (2026 rates including the new 14% first bracket)
• ✅ Full Ontario provincial tax with surtax
• ✅ Automatic CPP and EI credit calculations
• ✅ RRSP deduction input — see your refund grow in real time
• ✅ Bonus: RRSP What-If Calculator — enter a contribution amount and instantly see your tax savings
• ✅ Covers employment, self-employment, rental, investment, and RRSP withdrawal income

Who it’s for:

Ontario employees, landlords, freelancers, and investors who want a clear picture of their taxes before filing — so there are no surprises.

How it works:

Just fill in the yellow cells. Everything else calculates automatically. No formulas to write, no tax knowledge required.

📥 Instant download · Works in Excel and Google Sheets · One-time purchase · No subscription

For estimation purposes only. Not a substitute for certified tax software or a professional tax advisor.