Family Budget Spreadsheet and Debt Payoff Planner | Snowball Avalanche Calculator | Google Sheets & Excel Template | Monthly Budget

Give every dollar a job and get a real debt-free date with this Family Budget & Debt Payoff Planner spreadsheet. Budget vs. actual by month, plus a Snowball or Avalanche plan for your debts.

WHAT'S INSIDE

- Start Here: type your details and settings once, with simple step-by-step instructions

- Dashboard: pick a month to see budget vs. actual by category

- Budget: set a monthly amount for each category

- Transactions: log money in and out and pick a category

- Debt Payoff: list your debts, choose Snowball or Avalanche and an extra payment to get your payoff order and dates

- Help & FAQ: answers to the most common questions

FEATURES

✔ Budget vs. actual for any month you pick

✔ Editable budget categories

✔ Snowball (smallest balance first) or Avalanche (highest interest first)

✔ Payoff date for each debt and your debt-free date

✔ Total interest you will pay with your plan

✔ Extra monthly payment field to see how fast you can be debt free

✔ Account list for cash, debit and credit cards

HOW IT WORKS

1. Set your monthly amounts in the Budget tab.

2. Log every transaction and list your debts in Debt Payoff.

3. See budget vs. actual and your debt-free date update by themselves.

YOU WILL RECEIVE

✔ 1 spreadsheet template (.xlsx)

✔ 1 DEMO file with sample data, so you can see how it works

✔ 1 PDF guide: how to open it in Google Sheets (free) or Excel

PLEASE NOTE

- This is a digital product. Nothing physical will be shipped.

- Works in Google Sheets (free Google account) and Microsoft Excel 2016 or newer / Microsoft 365.

- Not compatible with Apple Numbers.

- Due to the digital nature of this item, no returns, but please message us for any help.

- For personal or own-business use only (no resale or sharing of the file).

Dark Mode version and Spanish version also available in our shop.