Budget Tracker 2026: Monthly Budget, Debt Payoff & Savings Spreadsheet

Take control of your money with this all‑in‑one budgeting system. This spreadsheet lets you track income, expenses, debt and savings in separate sheets and calculates your net income automatically. Perfect for personal or household budgeting.

What's included:

• Monthly Budget sheet with income/expense categories and formulas

• Debt Payoff tracker for multiple debts

• Savings Tracker sheet

• Summary dashboard for quick totals

Compatibility: Works in Microsoft Excel and Google Sheets. All sheets are fully editable—customize categories, amounts and formulas to suit your needs.