PaydaySheet — The Budget-by-Paycheck System for Excel + Google Sheets

Paid Friday. Broke by Tuesday. Again.

It's not that you don't earn enough — it's that your money has nowhere to go. PaydaySheet fixes that with one 5-minute habit: the day you get paid, you give every dollar a job. The spreadsheet does the math. You just watch "Left to Assign" hit $0.

SIX TOOLS. ONE SPREADSHEET. $19.

• Paycheck Planner — split every check across bills, spending and savings until nothing's left unassigned

• Budget Dashboard — planned vs. actual by category, savings rate, and charts that build themselves

• Transaction Log — 2 minutes a day, simple dropdowns

• Debt Payoff Calculator — see the exact month you'll be debt-free, and what an extra $50/mo does to it

• 52-Week Savings Challenge — $1,378 saved by year's end

• Net Worth Tracker — the one number that should keep going up

Bought as separate templates, these run $50+. Here it's one clean file for less than a lunch out.

WHY IT ACTUALLY WORKS

Budgeting apps auto-sync and auto-forget — you become a spectator to your own money. Typing "$56 — dinner out" with your own fingers is the part that changes your behavior. Manual entry isn't the flaw. It's the whole point.

• Works in Excel AND Google Sheets (import steps included)

• Pre-filled with sample data, so it makes sense the second you open it

• Instant download. Yours forever. No subscription, ever.

TRY IT RISK-FREE

30-day money-back guarantee. If it's not for you, just reply to your receipt for a full refund — no questions, no hassle. The only thing you can lose is the feeling of not knowing where your money went.

$19 once. Start this payday.