Life Unlocked Money Manager

A simple monthly money planner for people whose income changes.

Record payments you have received and payments you are still expecting. Add bills and essential spending, then enter the amounts you want to set aside for tax, savings or quieter weeks. Your plan calculates the estimated money left.

WHAT YOU GET

One downloadable Excel workbook (.xlsx) with four tabs: START HERE, MONEY IN, BILLS and MY PLAN. Includes plain-English instructions, automatic totals and Received/Expected payment dropdowns.

HOW TO USE IT

Save a copy for each month. Add up to 20 payments and 20 bills or essential costs. When a payment arrives, change its status on the same row.

COMPATIBILITY

Tested in Excel for the web. Requires Microsoft Excel or another app that supports XLSX files. Other apps may handle formatting and dropdowns differently. No bank connection or subscription is included.

IMPORTANT

This is a planning tool, not your bank balance or financial advice. Estimated money left includes expected income, which may not arrive. You choose your own tax reserve; the workbook does not calculate tax owed.

Digital download only. No physical item.