Debt Payoff Planner (Snowball & Avalanche)

Enter up to 8 debts and one monthly budget. Switch between Snowball and Avalanche to see payoff order, the payoff month of each debt, your debt-free date and total interest. Built for people who want a tool that just works: no macros, no add-ons, no learning curve. Open it in Excel or Google Sheets, type your numbers into the input cells, and every total, percentage and summary is calculated for you. Sample data is included so you can see how it works, then delete it and start fresh. Everything is laid out on clean, uncluttered tabs with clear labels, so you always know where to type and where to look. Input cells are kept separate from formula cells, which makes it hard to break anything by accident. It is easy to reuse too: make a fresh copy whenever you want to start over. Instant download, pay once, no subscription. Personal-use license.