# Budget Build!

**50/30/20 Budget, Multi-Currency Budget, Savings Goals & Debt Payoff Planners**

*Budget Smarter. Save Boldly. Pay Off Debt Faster.*

Four complete spreadsheets in one bundle. Split your income with the proven 50/30/20 rule, track spending in 57+ world currencies, turn what you free up into savings goals, and put the rest to work paying off your debts. Just enter your numbers and everything else updates automatically.

**What's Inside**

50/30/20 Budget Planner

• 💵 Auto 50/30/20 Split: enter your income and your needs, wants, and savings targets calculate instantly
• 🚦 Budget vs. Actual Tracking: colour-coded alerts show when a category goes over budget
• 📅 12-Month Annual Overview: log your needs, wants, and savings each month and see your full-year trend

Multi-Currency Budget Planner

• 💱 57+ World Currencies: log income and expenses in any currency, converted automatically into your base currency
• 🔄 Exchange Rates Sheet: pick your base currency and update the rates whenever they change
• 🎯 Budget vs. Actual: set a monthly target for each category and compare it to what you actually spent

Savings Goals & Wealth Building Planner

• 🎯 Up to 8 Savings Goals: set a target and date for each, and see the monthly contribution needed to get there
• 🗒️ Monthly Contribution Log: record every deposit and compare it to your plan
• 🛟 Emergency Fund Planner: size your 3 and 6 month safety net and see how much to save each month
• 🏆 Priority Ranking: see which goals to fund first, ranked by urgency

Debt Freedom & Payoff Planner

• 📋 Debt Tracker: track up to 15 debts with balance, APR, and minimum payment
• ⚔️ Avalanche vs. Snowball: compare both strategies side by side to see your debt-free date and total interest
• 🗓️ Month-by-Month Payment Schedule: a full plan for whichever strategy you choose
• 🚩 Milestones: see exactly which month each debt gets cleared

Every workbook includes a live dashboard with KPI cards and interactive charts.

**Why You'll Like It**

Everything recalculates instantly. Change your income, a budget category, a goal, a balance, or an extra payment and every target, alert, schedule, and chart updates automatically, with no manual work required. See where your money goes, then point it at your goals and your debt, all in one connected toolkit.

**What's Included**

• 4 spreadsheets in one bundle
• Instant .xlsx download
• Compatible with Microsoft Excel 2016+, Microsoft 365, and Google Sheets
• Works on all devices
• No macros, plugins, or add-ons needed
• Works with any currency, with no symbol hard-coded
• Built-in user guide and sample-data preview sheets in every workbook
• Clean, color-coded inputs so you always know what to edit
• Lifetime access and all future updates

**Who It's For**

Anyone who wants a simple, proven way to manage their money and clear their debt, including people who earn or spend in more than one currency: expats, freelancers, remote workers, and travellers. It also suits anyone paying down credit cards, personal loans, or auto loans while building an emergency fund. This bundle gives you the real numbers instead of guesswork.

**One-time payment, lifetime access & updates**