Grad Stipend Budget Spreadsheet – Excel & Google Sheets

Budget your grad stipend month by month, see what each stipend check covers, and count down to debt-free, in one Excel / Google Sheets workbook with the formulas already built.

Compatibility (verified): Excel (Windows, Mac, iPad, Android) · Google Sheets (any browser, iPad, Android) — Excel editing is free on devices up to 10.1 in; larger tablets may need Microsoft 365 for full editing. Formulas not individually tested in Sheets.

What's included:

GradIQ-Grad-Stipend-Budget.xlsx (4 tabs: Instructions, Stipend Budget, Debt Countdown, Summary)

Works in Microsoft Excel and Google Sheets (File > Import > Upload); purple cells are inputs, green cells calculate

Debt payoff estimates use NPER with APR ÷ 12, with Snowball/Avalanche ordering and debt-free dates

license.txt (personal use)

Who it's for: Grad students, new grads and college students who want a simple, realistic system they will actually use.

Planning/education only; not financial, tax, legal or medical advice. Digital download; no physical item ships.