Financial & Budget Planner — Automatic Income, Expense & Savings Tracker (Excel)

Stop guessing where your money goes.

This isn't a static template — it's a fully working spreadsheet system that calculates everything for you. Log your income and expenses as they happen, and your entire financial picture updates automatically.

What's inside:

- Income Tracker — built for irregular income, log every payment as it comes in

- Expense Tracker — categorize every expense (Needs, Savings, Reinvestment, Wants) with a simple dropdown

- Monthly Budget — set your target percentages once, then see planned vs. actual spending automatically

- Savings Goals — track progress toward anything you're saving for, with automatic % complete

- Dashboard — a one-page, auto-updating overview of your income, expenses, savings rate, and goal progress

No manual math. No formulas to build yourself. Just fill in your numbers in yellow cells — everything else calculates instantly.

Works in Excel, Google Sheets, and Numbers. Instant digital download.