Who Owes Who: Six of us went away and everyone paid for random things: settle it up.?

Four people on a trip end up owing each other in six directions. Type in who paid for what and this untangles the lot, then works out the smallest possible set of payments that squares everybody off, so nobody sends money back and forth.

WHAT YOU GET

- Tap who each expense was actually for: the person who skipped dinner pays nothing towards it

- The fewest possible payments, not just a list of who owes what

- Every sum done in whole pennies, so the split always adds back up exactly

- A 'check my share' panel that shows anyone exactly how their number was reached

- Six currencies, and optional rounding so nobody transfers $58.54

HOW IT WORKS

1. List everyone: Real names. It makes settling up far less awkward.

2. Add what got paid: Who put the money down, and who it was for.

3. Send the payments: Usually two or three, however tangled it looked.

One file. Double-click it and it opens in the browser you already have: Chrome, Edge, Safari or Firefox. Nothing to install, no account, no subscription.

Nothing you type ever leaves your computer. There is no server involved, which is why it still works with the wi-fi switched off.

30-day refund, no questions asked.