1099 Healthcare Starter Kit

A higher hourly rate is only part of the story. Understand the rest before you accept.

Thinking about your first 1099 healthcare role—or picking up extra shifts alongside your W-2 job?

The Scrubs & Fine Print 1099 Healthcare Starter Kit helps you understand what changes, identify overlooked costs, and prepare the right questions before committing.

What’s inside:

• Plain-English explanations of W-2 versus 1099 work.
• Worked examples for comparing offers and adding a side gig.
• Guidance on benefits, work expenses, tax responsibilities, and malpractice coverage.
• Contract questions to ask before signing.
• A walkthrough of the free healthcare offer calculator.
• Fillable worksheets to organize your offer details and check hours against pay.
• Questions to bring to an accountant and a practical first-month checklist.

Who it’s for

Healthcare professionals across all roles and specialties—including physicians, PAs, nurses, nurse practitioners, CRNAs, certified anesthesiologist assistants, therapists, and other healthcare workers exploring independent contract work.

What you receive

A 30-page downloadable PDF with practical examples, checklists, and fillable worksheets. No physical product will be shipped.

Understand your offer. Know what to ask. Get organized for your next step.



Educational use & license

Scrubs & Fine Print provides educational resources and is not a CPA or law firm. These materials are for educational planning only and do not provide tax or legal advice. Have a licensed CPA review your numbers before using them for tax filings or payments.

Single-user license: For the purchaser’s personal use only. You may share your completed worksheets with your CPA or tax adviser for review. You may not resell, redistribute, or share these materials with others.