13-Week Cash Flow Forecast Template

Most cash flow problems aren't a surprise — they're just never seen coming. This 13-week rolling forecast gives you a simple, visual way to track what's coming in and going out each week, so you can spot a shortfall weeks before it happens.

HOW IT WORKS:

Enter your current cash balance, then estimate income and expenses for each of the next 13 weeks. Each week's ending balance automatically becomes the next week's starting balance — so you always see the full rolling picture, not just one month at a time.

WHAT'S INSIDE:

✓ 13-Week Forecast tab — weekly columns for income and expenses, broken into clear categories (client payments, contractors, rent, taxes set aside, and more)

✓ Automatic rolling balance — no manual carry-forward math, ever

✓ Welcome tab — a quick guide on how finance teams use 13-week forecasts, and how to keep yours updated

WHY 13 WEEKS:

It's the standard window finance professionals use — long enough to catch problems early, short enough to stay accurate. Update it weekly with real numbers and roll the forecast forward.

COMPATIBLE WITH:

Excel and Google Sheets

WHAT YOU GET:

• 1 instant-download .xlsx file

• Lifetime access, fully editable

PERFECT FOR:

Freelancers, consultants, and small business owners who want an early-warning system for cash flow — especially useful alongside the Freelancer Finance Kit.

Please note: this is a planning tool, not financial or tax advice.