How to Buy a Car on Finance Without Getting Ripped Off

Around 90% of new cars in the UK are bought on finance, and almost none of those buyers understand the deal they signed. The dealer does. That gap is where their profit lives.

Written from twenty years of watching people arrive at my garage with a car they cannot afford to keep and cannot afford to hand back.

WHAT'S INSIDE

PCP, HP, PCH and personal loans, explained properly and compared side by side on the same example car

All the finance jargon decoded: balloon payment, GMFV, APR vs flat rate, excess mileage

How dealers actually make money on your finance deal, and why they push one product over another

A step by step negotiation guide: what to agree first, what to agree last

Red flags: the terms and tactics that mean walk away

A quick-reference page of questions to ask at the dealership, ready to print or screenshot

WHO IT'S FOR

Anyone about to walk into a dealership, or anyone already in a deal wondering whether they got a good one.

WHAT YOU GET

Instant PDF download.

MY GUARANTEE

7 day no-questions refund.

Jamie, Mr Auto Fixer